Call it Winter Blues. Call it SAD. Call it vitamin D deficiency. Call it what you like (being “misog” in Blake household parlance) but I’ve been feeling down and out for the last week or so. I’m not the only one. I know my good lady wife is too.
Suddenly it all seems... not exactly too much, just not enough. We’re both sick of chasing our own coat-tails financially. There can be nothing more galling than turning up to a job (that makes you sigh) every day to earn not enough money to cover all the bills. It is truly demoralizing.
And we feel tired. Deep winter tired. I suspect we should be hibernating. Curled up in a warm cave stocked with hot chocolate, sausages & mash and a host of other tasty comfort foods. My DVD collection wouldn’t be a bad idea either.
The winter is just not a great place to be.
But I’m trying to be cheerful.
Well, if not exactly cheerful (this is me we’re talking about after all) then I’m at least I’m trying to count my blessings.
I have a wonderful wife. Too wonderful rumbustious boys. A roof over our heads. Karen and I have both completed an accountancy course (ACCA) and a degree course respectively over the last few months – Karen is merely awaiting her final results (out in Feb). I’ve nearly completed the first rewrite of my novel – next step will be sourcing an agent. It’s very early days yet but we calculated than we’ve paid off about £9k from our mortgage.
So if we’re not rich in money we’re at least rich in assets and home comforts. And we’re not going to starve.
But a bit of elasticity would be nice. A holiday would be nice (I’m not even thinking “abroad”). To be able to buy a luxury item once in a while without feeling guilty would be nice.
Although I’m not sure if it will help we have a financial advisor coming round to visit us this evening. Somebody independent and professional to take on board our haemorrhaging fortunes to see if they can apply a tourniquet. If nothing else she might be able to get us a better deal on our mortgage, I suppose. I’m not holding my breath though. I can’t help suspecting it will merely result in a tightening up of moolah elsewhere. Swings and roundabouts as they say.
Sorry. I’m meant to be being positive. Reasons to be cheerful and all that.
Ahem. At least she’s not a bailiff.
There, is that close enough?